If you can get a loan, sure. Its tough to get an unsecured loan for much more than a few thousand dollars. The lender is going to need some sort of collateral, and as a college student with $7,700 in credit card debt, I’m guessing you don’t have much in collateral.Any loan with [...] [...more]
You should wait until she is 18 to be legal, but nothing wrong after that. I knew a gentleman who at age 90 married a 20 yo with the understanding that if she took care of him the rest of his life that he would take care of her the rest of hers.Man are you [...] [...more]
Have you seen the economy lately? He probably hasn’t even been able to pay his own credit card debt. I tried to tell him that all that money people put in the offering box that they pass around in church is being stolen by the preachers and their wives but he just won’t listen to [...] [...more]
Look into Dave Ramsey, he gives financial advice and deals with this stuff on a daily basis. Going to court will hurt your credit score and it is hard to get anything when your credit score is damaged. But that doesn’t mean it’s forever. But it will most likely be a few years before you [...] [...more]
The best information for non profit debt relief [...more]
You may need to consult credit counselor and see if you can negotiate and get the cards onto a much lower payment and interest… then double the principle amount you are paying (not the interest) .. Even without the counseling you can do that. You may have to eat beans for a [...] [...more]
What are we going to pay it off WITH? I don’t know about most people out there, but the people who live in my neighborhood are barely surviving paycheck to paycheck, letting payments on their consumer debt slide. Unemployment in Las Vegas is now officially 14.8%. The real unemployment rate is probably [...] [...more]
Your local credit union is probably the right place. Their rate of interest is generally lower than credit cards and perhaps even bank loans, and if your pay comes automatically into your bank checking account, you can arrange a regular standing order as repayment. Credit unions don’t charge monthly or set up fees, [...] [...more]
The country is technically bankrupt. If you and I were in business, we would have to declare bankruptcy. Governments print money so they can get away with it. But we are insolvent and the debt will never be paid for. That’s a hard thing to accept. You can’t pay for this debt, but the debt [...] [...more]
To build a credit score, look into a secured credit card. A secured card means you put the money down up front. The credit limit will be equal to the amount you put down. Creditors do this to ensure they can take the money if you miss payments. These cards usually [...] [...more]
