The US has run on a deficit for so long that there is no simple answer to your question. Now so much of our economy relies on government spending that a balanced budget would cost a number of jobs and be political suicide to anyone who proposed them. In all honesty, I believe we'd have [...] [...more]
I think Dave Ramsey's plan is great. A couple of things in your situation before you get started though. 1) If your name is on the mortgage with your husband for the existing house, get it off. Force him to refinance. If you are on the mortgage and he decides to stop [...] [...more]
If is not on his report then it cannot affect his credit, odds are there are other issues payment history is only 30% of your credit score. In most cases you cannot fix credit problems, it takes time! Pull his report and look into the details of it! There are many places [...] [...more]
Credit cards are really quite evil, unless you can afford to pay them off in full every month I would not use one. Have you spoken to the 'late payments' section & explained that yr mailbox with tampered with? If you just went on line & realised the payment was late then the [...] [...more]
Well, his horrible cap and trade policies and not paying for military injuries acquired fighting in a war will fund him a little more. And unfortunately he probably has even more crazy tricks up his sleeves to take our money to pay for it. It's definetely change!It's not a change. History has proven that when the taxes [...] [...more]
There are no investors out there who will pay 100% of value. These or even hard money lenders are looking for a deal and yours isn't that. The bank does not get the PMI money it is an insurance company any way. They collect it and send it on every month. PMI is an item [...] [...more]
You should pay your bills on time and avoid late fees, etc. They are your debt because if you read the fine print in your credit card agreement you will see what circumstances will lead to finance charges and higher interest rates. Right now you need to make twice the min. payment required on your monthly bill [...] [...more]
