Try contacting your credit card companies to negotiate lower payments or other arrangements during your difficult times. Be honest with them and tell them you want to pay them off but need their help getting there. Also, contact your mortgage lender and tell them that you need to modify your mortgage to lower the payments. [...] [...more]
If those cuts put money back into the hands of those who invest it could work. The Bush tax cuts resulted in record tax revenue. When the govt takes money, it does not grow and is not taxed. When businesses invest and make money, the govt gets a tax. That is a simplified answer. [...] [...more]
The US is trapped. It’s total obligations are more than the entire GDP created since the country was founded. We are now borrowing more than half of what we spend in the budget each year. Either the Federal Reserve prints so many dollars they become more useful as toilet paper (the Zimbabwe-style [...] [...more]
There is a recession on. Wait till interest rates shoot up bucky. The Fed cannot keep interest at 0 forever. The United States will never be able to dig itself out of the hole that the messiah has put us in.I know the numbers very well. I also know that the [...] [...more]
Apply immediately for student loans. With your low income you should qualify for low-interest Government loans like the Stafford Loan. Fill out the FAFSA form and see if you qualify. Use the loan money to pay off the medical bills. You don’t have to pay the loans back until your graduate, and this gives you time [...] [...more]
Social Security is going broke, because the government vastly under estimated its cost. Medicare is going bankrupt because the government vastly underestimated its cost. Medicare is going bankrupt because the state and federal governments vastly underestimated its cost. The USPS limps along and survives only with huge government subsidies because the government is clueless about how to run [...] [...more]
Hun, money flows. As much as we’d love to do that on the low, eventually those mean dollars would be back to haunt us in the form of printed money there is no wealth to back, causing hyperinflation. That’s why keeping our paws off the money printers is generally a good idea. Need more information? Find [...] [...more]
These "fees" are a joke….Offer to pay the original $240. - Get all terms of any settlement deal you reach with debt collectors IN WRITING BEFORE you give them your money. This letter should state the settlement amount and that the account will be settled/paid in full upon receipt of this amount from you. [...] [...more]
Actually, it’s a possibility. It depends how far you are in the debt. I’m no financial guru or a lawyer but I’m just speaking from experience. I had about $9000 in credit card debt and I had it "eliminated". I worked with a firm to take care of this but really all that happened was [...] [...more]
FICO is a score on how much available credit or something like that. A low score is not good, it means you dont have a lot of credit or your not very likely to pay off loans and banks/credit cards won't give you a good rate. FICO you want a high score, the higher [...] [...more]
