The second mortgage CAN foreclose, but they WON’T. The reason is simple. They have to pay off the first mortgage to get a clean title to sell the house. By the time they pay the expenses of foreclosing and selling, they probably won’t recoup the first mortgage, let alone any of the [...] [...more]
Unfortunately, if you are unable to afford your home, you are not entitled to keep it. Getting an 80-20 loan was about the most financially irresponsible thing you could have done. You probably (Hopefully) know that now. A 2nd mortgage is a full recourse mortgage. Your house can not only be foreclosed on, but [...] [...more]
Try this. Go to ChexSystems website. Get your report by mail. Dispute the item – I’ve heard this sometimes works – worth a try. There is another check veryfing company, but most banks use ChexSystems. /IF Wells Fargo took the money, it would NOT be stealing. YOU are the thief in this scenario until you pay what you owe. [...] [...more]
I am not judging you… but the only way to get out of debt is to stop using the credit cards and making larger payments to get the balance down. There are no "online jobs"…. simply because if it was that easy to make money then why would you share it with the whole world and [...] [...more]
If your thinking of going with a credit consolidation place. Forget it. My girlfriend tried it. she lost her job and got another one for alot less pay. in the meantime, bills piled up, we tried a credit consolidation company we saw on NBC, and it was a rip off.We paid almost 2000 up [...] [...more]
Call the hospital or office that you owe and they will set up a payment plan with you. don’t worry about it lots of people have these set up and as long as you pay, even if something happens and you miss a payment, they will see you. just make an effort to pay your [...] [...more]
What kind of person are you? Are you mathematical? Probably not, since you have 35,000 in credit card debt. I’ll present a sort of plan here. First of all, you need $1,000 in the bank before you try to pay extra on the credit cards. This money is for emergencies only, like if your car breaks [...] [...more]
You my friend are going to need to find work during this tough stage. Also a financial adviser to culminate all your debts/expenses into one weekly payment. Cut EVERYTHING that’s not a necessity and yes chase her down for child support, maybe even sue her for leaving you in this mess.Does your Dad care about fixing [...] [...more]
Tell her you dont have the money and maybe this will teach her that she needs to live with a budget. This is a never ending cycle and it is not going to stop I know it will hurt but it is for the best.Whatever you do, do not co sign for your mother. [...] [...more]
Sometimes it does make things worse for you and what they don't tell you is that some credit card companies refuse to work with them. Have you thought about getting a loan and paying off the credit cards and only having the loan payment and then cancel the cards. More information related to credit debt [...] [...more]
