Can I file for bankruptcy; then unfile (and not have it on my credit report)?
The ultimate resource for credit [...more]
The ultimate resource for credit [...more]
If you take advantage of of a legal scheme (advertised in the press) provided you owe over 15k, all interest on debts is stopped, you pay a monthly amount that you can afford, for 60 months, and you’re debt free with no stain or bankruptcy on your character. The best blog related to debt settlement programs [...more]
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Your bankruptcy will stop the trustee’’s sale but the lender will get a pretty automatic lifting of the stay to proceed. Filing bankruptcy the day before the trustee’s sale will probably get you about a 60 day delay. If that is your only reason for filing, it doesn’t make sense.The fact your [...] [...more]
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No. In the first place, for countries, it is usually called default. Bankruptcies are for companies and people. A default would occur if the US announced that it was going to stop paying interest and/or refuse to pay the principle back on some or all of its debt obligations (Treasury Bonds). In the second place, [...] [...more]
If you have hired an attorney, then you need to give your creditors the attorney’s phone number and inform them that you are filing for Chapter 7 and that they need to stop calling you. Per the FDCPA, they have to cease calling you if you are being represented by an attorney and they must [...] [...more]
You really should hire a bankruptcy attorney. The vast majority of people who try to file on their own have their case closed without debts being discharged due to not filing the correct forms at the correct time. Bankruptcy attorneys do it for a living – they know all the forms, they know the timing, [...] [...more]
I used a lawyer a couple of years ago after exploring my options like you. I don’t know the going rate but I pd about 2K for everything on a Chapter 7. I never met the lawyer personally. We corresponded by email the entire time. The one thing that really impressed [...] [...more]
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