Is there such a thing as Government Debt Relief?
The ultimate resource for christian debt consolidators [...more]
The ultimate resource for christian debt consolidators [...more]
You heard a commercial for a company that promises debt relief. President Obama does not have a federal program (other than bankruptcy) to alleviate debt. In all of these "programs" they promise to get the creditors to reduce your debt. Trouble is most of them make you be so far behind, that most of the [...] [...more]
Did you ever refinance your mobile? If so you lose the protections. It should qualify for the forgiveness act. It was foreclosed a long time ago but the cancelled debt just happened. I would fill out the form and see. The ultimate resource for debt relief of america [...more]
Ripped off by the medical profession? No one is forcing you to incur that debt. In cases of life threatening illness, you will end up filing bankruptcy anyway. Sorry, but doctors and nurses don’t work for free. Hospitals don’t stay open because the electric company doesn’t send them bills. If you have [...] [...more]
Some is better than none. That’s the principle. The credit management company gets a little bit of $ from the creditors for getting you to pay them at least some of the $ back instead of just declaring bankruptcy and paying them nothing. If you declare bankruptcy it’s a big hassle but your debt is [...] [...more]
Those ads are crap. There is no federal bailout money for individual credit card bills. Any thing that causes you to pay less than you owe will hurt your credit score – whether it is settlement or bankruptcy. The companies that advertise these "services" are preying on uneducated people who think they can get something [...] [...more]
The only legitimate debt relief programs are non profit credit counseling firms like CCCS. Contact your local Red Cross for a referral to the local Consumer Credit Counseling Services (CCCS). They can negotiate reduced interest and payments. They will require you to stop using all credit and to cut up your cards. Your credit report [...] [...more]
Contact your local Red Cross for a referral to the local Consumer Credit Counseling Services (CCCS). They can negotiate reduced interest and payments. They will require you to stop using all credit and to cut up your cards. Your credit report will be updated to "enrolled in debt management." This does not damage your credit, [...] [...more]
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If Chase is already threatening with a law suit… then let them. You will be summond to court and you need to go to the court date. Bring along your bank statements, last unemployment check and tell the judge that you would love to pay back the debt but you have no income right now. Chase may [...] [...more]