- Debt settlement means deliberately defaulting on credit cards to attempt settlements. This is a risky tactic..whether you do it yourself or you hire a debt consolidation firm to do it. Creditors are under no obligation to settle and cannot be forced to do so, even if you default. Given the amount of debt the [...] [...more]
What you need to know about debt settlement firms: Your credit card companies are not going to offer you settlements like 50%, for example, if you are current (not behind) on your payments. If credit card companies offered settlements to people who are current on their payments, then everyone would be calling them up and asking [...] [...more]
Debt is created fast and paid off slow. Versus saving slow and paying off fast when you save up money to pay for something. 1. You can manage your own debt with some instruction. see source below. 2. You overspent on your wedding already. You did not have any money to pay for it so you [...] [...more]
I don't know about THIS plan. I do know MOST are flat out scams. The rest CAN'T do anything you can't do on your own for FREE. Whatever they charge is better spent paying towards your debts. Need more information? Find information on credit card debt settlement [...more]
What you need to know about debt settlement firms: Your credit card companies are not going to offer you settlements like 50%, for example, if you are current (not behind) on your payments. If credit card companies offered settlements to people who are current on their payments, then everyone would be calling them up and asking [...] [...more]
Google trinity financial mission complaints or rip-off or google debt management program complaint it will open your eyes. Some of these companies take your money, tell you not to pay your bills, and they in turn do nothing. The thinking is that the cc companies will get nervous and settle. But it just [...] [...more]
Need more information? Find information on non profit debt [...more]
The answer is yes. Your husband is correct and it does have a negative effect on your credit. Try telling your creditors that you are trying to avoid filing for bankruptcy, which will given them nothing, and are looking to see how they can help you to work out the debt with as [...] [...more]
