Tag Archive | "debt elimination"

Any proposed student loan debt elimination programs or interest rate reductions?

  Get more information on filing bankruptcy [...more]

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Does anyone know about debt elimination?

All these companies are scams. They tell you to not pay your bills, then when your credit is shot, they make an offer to the companies for the balance that you have paid them. The credit card company might accept as you are now such a bad risk. Talk to a non-profit credit counseling [...] [...more]

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Debt Elimination Vs. Debt Settlement?

Chapter 7 bankruptcy is debt elimination of your unsecured (credit cards) debt. Chapter 13 is debt settlement – settling with your creditors for a fraction of what you owe and then paying off the remainder. Both will ruin your credit score for years and it will take at least 10 years for a Chapter 7 to vanish [...] [...more]

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Has anyone ever heard of a debt elimination scam involving escrow accounts?

I would be very, very suspicious about this. Why pay them to make payments to your creditors? Why wouldn’t you make payments directly to your creditors? What guarantee do you have that they actually talked to your creditors and got your debt reduced to 50%? Contact your Creditors and verify that they agreed to this. Do not be satisfied with [...] [...more]

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Has anybody ever used a debt elimination company like “Automatic Discipline?”?

You should not use a debt elimination service at all. There steps you can do it yourself: stop charging on your credit, paying your balances as soon as you can start with the highest apr ones, call your creditor up and asking for lower interest rate…google it out!!!! well don’t worry there are many online [...] [...more]

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