Send it to them again. This time, certified mail. Keep a copy of the letter and the certified mail receipt. Then you will have proof that they got it. You could also send it via Fex Ex. But that is more expensive then certified mail.Did you send it certified, return receipt? And did [...] [...more]
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I wouldn’t advise you to do this. I was on one of there plans and my credit is destroyed. Also the company took the first 2 payments for them selves and then a percentage from each payment after that. Total rip off. More information related to debt consolidation loan [...more]
Yes, it sounds like a error on Midland’s part and you should demand that they investigate and, if at fault, buy back the loan from the collection agency, reverse all your fees and clear up reporting of your account to the credit reporting agencies. It might also be possible that Midland sold your account to another [...] [...more]
Each landlord obtains credit information in different ways. There are costs associated with obtaining these credit and background checks. Because of the cost many LL will run credit checks but often do not run credit checks with scores because its just another cost. The main purpose of running a credit check is to check the [...] [...more]
When a debt collector first contacts you, you have rights under a federal law called the Fair Debt Collection Practices Act. Your first step should always be to request validation of the debt. Even if the debt is valid, request validation anyway. Send them a letter via Certified Mail + Return Receipt (do not use [...] [...more]
Most definitely, basic practical economics and personal finance should be mandatory. Instead we fill students’ heads with a bunch of simple-minded, liberal mish-mash. My feeling is that it is this way because there is no teacher with the wherewithall to actually teach a practical class.A better solution: I think the government should put out mini-commercials warning [...] [...more]
I'm assuming that this was a debt settlement firm that promised to settle your debt at 50%, right? If this is the case, then the damage is directly related to how long you were with the program and how many months your accounts went past-due….Another factor is if the accounts charged-off as bad debt. The best [...] [...more]
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