There are many options. DO NOT GO TO A DEBT CONSOLIDATION COMPANY. There is a reason so many of these companies have popped up over the past few years. They make a ton of money! The options to go with will be either through your bank with a personal loan, or [...] [...more]
$16K is $16K no matter who you owe. Sure, you can reduce your interest by a few percent points but it's really not going to do all that much for your budget. With the credit crunch, it's going to be difficult to consolidate with a single loan right now. Hold tight. Review your budget to [...] [...more]
Need more information? Find information on paying off debt [...more]
Years ago, the answer was yes. Your financed home loan amount was based on the value of your home. Due to several events leading to the housing market crisis we are in today, lenders now base the loan amount on the purchase price, and it can not be exceeded. So, in short, no. You may [...] [...more]
First, pay off the electric bill asap. With it out there, you will not get a loan and it could cause your credit card interest rates to be increased. If you cannot pay it off at once, talk to the utility and work out a payment plan to pay it off asap. [...] [...more]
Dude, time for a 2nd job. Forget about consolidation. Just get a 2nd job and first pay off the $100 collections bill. Then pay off the smallest credit card bill. Each time you pay off one bill, apply that payment to the next smallest bill. Pay only the minimum payment on each card except the [...] [...more]
Here is a plan that can help you. If you work the plan, the plan will work for you: A. Have a garage sale and sell anything that you no longer need/use B. Do NOT do a loan consolidation. It will show up to be almost as bad as a bankruptcy on your credit report. C. Consider [...] [...more]
