Tag Archive | "collection agency"

I had an agreement with a collection agency, now they are suing me?

Hi! I am working for a financial analyst. And we are conducting free webinar. We can discuss your question in depth and other topics that can make you financially secure. Please contact if your interested to join us.They want a lump sum settlement from you. Thats what they are suing for. They dont want monthly payments [...] [...more]

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Is a bill collector required to notify me of a collection before reporting it to a credit agency?

How unfortunate for you! When you move, it is your responsibility to provide a new mailing address to all creditors, including utility companies so they can send a final bill. It’s not their obligation to chase you down before reporting to the credit bureaus.No, they are not required to notify you first. Once you default [...] [...more]

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How can I stop a collection agency from calling me?

My mother had a similar situation…she called the actual company that the money was owed to…not the collector, but the company that turned over the bill to the collection company and the calls stopped within a week.How to stop collection agency harassment for a debt that is not yours: You’re going to have to find out [...] [...more]

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Will a Collection Agency take payments toward my Debt?

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Can SSI be taken by a collection agency?

If the collection agency gets a judgment, they still cannot garnish SSI. They also cannot attach your bank account if the ONLY funds in the account are from SSI. If other funds are mixed in the account, it’s all fair game. They can still lien personal property. However, unless the debt [...] [...more]

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Cell phone bill in collections. How to contact collection agency?

Anualcreditreport.com will show you who has the collection. Then just call them. Make a settlement offer and get it in writing first before you send them 1 cent. Understand there is no way to delete a proper posting in your credit file. That would be a violation of the Fair Credit Reporting Act and a [...] [...more]

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Can collection agencies collect on online gambling debts?

I didnt think you could gamble on line with credit cards…anyway if it honestly was not you then I would tell them to take a hike.If the cc company cleared you then its between the cc company and them.Don’t hire an attorney. Ask them for an address and send them a letter that [...] [...more]

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Can you travel overseas if the collection agency is after you?

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Collection agency doesn’t want to extend settlement date?

They will probably give you another offer, but they are under no obligation to do so. ALSO, PLEASE know that they cannot do a "pay for delete" offer. The credit reporting agencies do not allow ACCURATE information to be deleted. They can delete your DEBT, but not the delinquent record on your credit report. [...] [...more]

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Should I pay the orignal credit card company or the collection agency for an old debt?

You no longer owe any debt to the original credit card company. That debt has been ASSUMED by the collection company. The won the default judgment for your failure to appear in court. You now owe the collection agency, not the card company.You have to pay the debt collector, it is they who own the [...] [...more]

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