Well MoneyMon is right. But don’t wait for that. Call the credit card company and ask them to give you information.
Your question shines a light on something you might want to think on very hard. Do you want to go through life wondering if the bad guy is behind you or do [...] [...more]
There is a Pace Financial Solutions that does debt collection. They have submitted offers to my business for collection services. They attached a website to their proposal, which I have listed below. Not sure if this is the same agency.
If you are having issues with Debt collectors, remember you have rights. Do not let them [...] [...more]
Most people would know if they skipped out on a $531 phone bill! If you have any reason to think it’s an error you have the right to contest the bill. They have to send you the information your have to you have to fight it out with Verizon.
The collection agency will make a [...] [...more]
Yes and yes. I disputed several things on my credit report hoping that the creditors would not be able to validate them, especially since they were old, but every single one of them responded with proof!
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I have to request something if this collection agency calls me again for I have no clue to what they are talking about I think they have to provide proof that its your debt-like your signature or the application or something. sorry i was not more help
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Wait about 60 days and then check your credit report (AnnualCreditReport.com).
Paying off derogatory items on your credit report won’t improve your score. The damage is done and will remain for the balance of the 7 year reporting period. However, creditors look at your whole credit report, not just the score. [...] [...more]
Get in touch with a collection agency of your own.
Let them collect your over charged money and give THEM a bad credit report. Kidding.
I would talk to the payroll department where I work. I would prove that that debt is paid in full and have them stop the garnishment as soon as possible.
Then write [...] [...more]
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In a community property state such as Texas, if you were already married then yes the collection agency can put your debt on your spouse’ credit report. As long as you remain married it will be considered a joint debt. First, send a letter back to the collection agency asking them to validate [...] [...more]