Archive | Debt Help and Assistance

I had an agreement with a collection agency, now they are suing me?

Hi! I am working for a financial analyst. And we are conducting free webinar. We can discuss your question in depth and other topics that can make you financially secure. Please contact if your interested to join us.They want a lump sum settlement from you. Thats what they are suing for. They dont want monthly payments [...] [...more]

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Is a bill collector required to notify me of a collection before reporting it to a credit agency?

How unfortunate for you! When you move, it is your responsibility to provide a new mailing address to all creditors, including utility companies so they can send a final bill. It’s not their obligation to chase you down before reporting to the credit bureaus.No, they are not required to notify you first. Once you default [...] [...more]

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How can I stop a collection agency from calling me?

My mother had a similar situation…she called the actual company that the money was owed to…not the collector, but the company that turned over the bill to the collection company and the calls stopped within a week.How to stop collection agency harassment for a debt that is not yours: You’re going to have to find out [...] [...more]

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Will a Collection Agency take payments toward my Debt?

  More information related to debt consolidation poor credit [...more]

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Can SSI be taken by a collection agency?

If the collection agency gets a judgment, they still cannot garnish SSI. They also cannot attach your bank account if the ONLY funds in the account are from SSI. If other funds are mixed in the account, it’s all fair game. They can still lien personal property. However, unless the debt [...] [...more]

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Cell phone bill in collections. How to contact collection agency?

Anualcreditreport.com will show you who has the collection. Then just call them. Make a settlement offer and get it in writing first before you send them 1 cent. Understand there is no way to delete a proper posting in your credit file. That would be a violation of the Fair Credit Reporting Act and a [...] [...more]

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Can collection agencies collect on online gambling debts?

I didnt think you could gamble on line with credit cards…anyway if it honestly was not you then I would tell them to take a hike.If the cc company cleared you then its between the cc company and them.Don’t hire an attorney. Ask them for an address and send them a letter that [...] [...more]

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Starting debt management plan, should I pay credit cards?

I wouldn’t advise you to do this. I was on one of there plans and my credit is destroyed. Also the company took the first 2 payments for them selves and then a percentage from each payment after that. Total rip off.   More information related to debt consolidation loan [...more]

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How can I find out if my credit card company has sold my debt to a collection agency?

Well MoneyMon is right. But don’t wait for that. Call the credit card company and ask them to give you information. Your question shines a light on something you might want to think on very hard. Do you want to go through life wondering if the bad guy is behind you or do [...] [...more]

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Can you travel overseas if the collection agency is after you?

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