Doing that will cost you more in interest and amount you owe.Talk to your creditors and work out a plan to pay a lower amount.Take care of school bill first if it is a federal loan as Gov can have it removed from your civilian and Mil. pay and tax return.The hospital-offer them an amount [...] [...more]
The only options are: 1. Keep paying each card separately. 2. Transfer all the balances to a single card and pay it. 3. Go to your bank and ask for a personal loan, pay off all the cards and then pay the bank back. Frankly, only option #1 makes any sense.You can do it yourself. Many [...] [...more]
Are these items in collections – or just merely still just bills? Either way get a book on Credit and Debt Repair. These books will teach you how to negotiate, settle, reduce payments like a pro. Truly amazing how many tricks there are. Grab your car keys and go to any bookstore or library. There is a federally approved agency that [...] [...more]
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Go get a book on Debt and Credit Repair. All the tricks are there on how to negotiate, settle, remove things from reports, etc. A good book will make you a PRO Don’t like to read? There is an organization out there that does this for you. It is a federally approved non-profit agency. No cost to you. National Foundation for [...] [...more]
One option is to take a loan from your 401k. If you don’t have a 401k, or the necessary funds (you need at least 24k in your 401k but it depends on your plan) then there are really no good ways to consolidate the debt. Even a collateral loan is going to be at a [...] [...more]
Consolidating loans means you are using a bigger loan, to pay off smaller loans, or just combining all the loans into one. Will that have an affect on your savings? I would say no unless you go into default or if you setup automatic withdraw. More information related to debt consolidator [...more]
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From experience, my advice is to do as you have been doing, pay down the highest interest debt first putting as much extra on that as you are able, and minimum payments on the rest, until you can retire the $8,000 debt. Consolidating will lower your payments, but there is a real danger that you will [...] [...more]
