Does she really want to hear from them? If so why wait, call them. The original party who approved the transfer to the collection agencies will have the contact info. If she doesn’t want to hear from them, then no news is good news (except it is ruining her credit, every…single…day)Some debt [...] [...more]
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Did you have a settlement agreement from the agency you originally paid that states that the account will be paid in full once you pay $x amount? If you did not get this, then the only thing you can prove is that a payment was made on the account. A favorite trick of debt collectors [...] [...more]
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You have a legal right to ask for any supporting documents they may have that you owe the debt – it is legally their obligation to furnish you that information – If they don’t – it is in dispute or contention1. Asking in writing for verification does not restart the three-year period. Do ask for [...] [...more]
It is a violation of the fair credit reporting act. It would be a felony. They record your conversations. It would be an open and shut case. Making regular payments is the only way to fix it. Paying it off all at once will not help your credit.This is called [...] [...more]
What do you mean "it got dismissed"? If the bankruptcy went through, and a debt was wiped out, it was wiped out and there is nothing to have an SOL on anymore. On the other hand, if the bankruptcy did not go through (is that what you mean by "dismissed"?), the debt still exists, and I [...] [...more]
You could apply for anything, the real question is would you be approved. If you were approved, though highly unlikely, you would be required to put down a deposit. This would be in place to protect the carrier if you should so happen to default on payments. But there are many other great plans out there [...] [...more]
For the most part, Student Loans can not be discharged in bankruptcy. The bankruptcy laws regarding student loans were changed in 1998. So, your uncle may have been able to discharge his loans. Odds are, your husband will not. http://www.bankrate.com/brm/news/DrDon/20030528a1.asp http://www.bankruptcyhome.com/studentloans.htm http://www.studentloanborrowerassistance.org/bankruptcy/Why would the "military" punish your husband? Filing a chapter 7 BK is NOT [...] [...more]
