Archive | Bankruptcy

Is there such a thing as Government Debt Relief?

  The ultimate resource for christian debt consolidators [...more]

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Is the Obama debt relief program real?

You heard a commercial for a company that promises debt relief. President Obama does not have a federal program (other than bankruptcy) to alleviate debt. In all of these "programs" they promise to get the creditors to reduce your debt. Trouble is most of them make you be so far behind, that most of the [...] [...more]

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Mortgage Forgiveness Debt Relief Act of 2007 DETAILS?

Did you ever refinance your mobile? If so you lose the protections. It should qualify for the forgiveness act. It was foreclosed a long time ago but the cancelled debt just happened. I would fill out the form and see.   The ultimate resource for debt relief of america [...more]

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Filing for Bankruptcy, What debt(s) do I have to worry about?

  More information related to debt help [...more]

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What do you do if you have no debt and cant get credit from past bad credit? How do I repair?

Get Out of Debt Now with the Ultimate Debt Guide!Folks, I gotta tell you, I was so tired of living paycheck to paycheck. What little money I had coming in was going out just as fast, sometimes by the end of the day I got paid. I’d scrimp and scratch just to get enough to [...] [...more]

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Iss there any debt relief progams for people who are being ripped off by the medical profession?

Ripped off by the medical profession? No one is forcing you to incur that debt. In cases of life threatening illness, you will end up filing bankruptcy anyway. Sorry, but doctors and nurses don’t work for free. Hospitals don’t stay open because the electric company doesn’t send them bills. If you have [...] [...more]

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Can a credit repair service help me raise my score if i dont have debt?

Credit repair companies can’t do anything that you can’t do yourself. A lot of them will actually make your credit worse. Dispute all of the collections even if you know you owed them. Most collection agencies will not go through the trouble of verifying a debt they have already collected. Some will verify [...] [...more]

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Debt relief: little help?

Some is better than none. That’s the principle. The credit management company gets a little bit of $ from the creditors for getting you to pay them at least some of the $ back instead of just declaring bankruptcy and paying them nothing. If you declare bankruptcy it’s a big hassle but your debt is [...] [...more]

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Can a debt collection agency still pursue me for money after 8 years?

In the UK no, if legal action has not been started in the 6 years from the moment the debt became due. Legal action does not mean contacting you, but applying to the courts for any reason. I know that US law has many similarities to the UK so i think you should get some advice [...] [...more]

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Percentage of a debt that a debt collection agency pay for a debt?

That probably depends upon how likely is the collection agency will be able to collect on the debt. Old debts are harder to collect, higher risk of not getting anything, so a lower percentage as opposed to recent debts. When they buy the debt, the will try to collect 100% of the amount [...] [...more]

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