No more than it is to villianize the EVIL INSURANCE COMPANIES while simultaneously paying them a MULTI-BILLION DOLLAR SUBSIDY in the bill! No more than the people who think it is wrong to "pay Al-Sadr’s people not to fight" believe it okie-dookie to pay Senators to vote the (Obama) Party Agenda despite popular [...] [...more]
Fez F is off to a good start, but here is a bit more detail: 1. vow today not to borrow any more money. 2. line up a little emergency fund so that if your car blows a tire you won’t charge up any more debts. 3. line up your debts smallest to largest and pay them off [...] [...more]
Go on the hardship program….once you get the money in hand….offer to settle the debt in full @ $2,500 and see what they say…there’s no harm in asking. Never pay a debt collector without first getting a signed settlement agreement on their letterhead stating that the account will be paid in full upon receipt of [...] [...more]
Somehow think that lots of the story is being left out. Usually it’s not economic to have a lawyer represent a claimant for such small amounts. Were the suits in small claims court? What were the claims for? In any case, if you could get a Legal Aid Society attorney to look things over that might help. Another [...] [...more]
Debt Settlement or Negotiation Companies. They charge you thousands. They do not pay any of your bills. This is to cause creditors to become nervous to settle. meanwhile you rack up interest and late fees and destroy your credit for years. Most companies refuse to settle and take you to court anyway. Get a book on debt and credit repair from [...] [...more]
There is a program that is called Debt Watchers that help you with that and also keeps track of your credit. What you need to do is find a Primerica Representative in your area and ask them to do a FNA stands for financial needs analysis to help you and also show you how [...] [...more]
Well, after you pay all your bills every month, how much $$ do you have left over? Try to give your friend something every week or however often you get paid. That shows good faith, and will help him out.I have a saying to friends, "never a lender or a borrower be…." But I guess [...] [...more]
If the debt is on a JOINT account, it is NOT ‘his’ debt. It is THEIR debt. If this account ins not CLOSED to any additional debt, she needs to have that done NOW. I suggest arraigning a SEPARATE loan so she can make an offer to settle this amount. She MAY [...] [...more]
It comes directly off your income line 18* Form 1040A (or comparable) and lowers your Adjusted Gross Income (and thus your tax) so you would recover about 10% = $23. {What is your time worth? So maybe.} To compute exactly, look at your "taxable amount" line 27* Form 1040A, subtract $228, and look [...] [...more]
I was on academic probation, and i left school also. When I went back, they gave me financial aid on the basis that I bring up my GPA that semester, If I didn’t then I would be disqualified, but you do have to talk to a finacial aid counselor, because only they can make [...] [...more]
