My mother had a similar situation…she called the actual company that the money was owed to…not the collector, but the company that turned over the bill to the collection company and the calls stopped within a week.How to stop collection agency harassment for a debt that is not yours:

You’re going to have to find out the name and address of the collection agencies(s) that are calling you. Send the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:

Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt. This is not my debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations
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To speed things up, fax this same letter to the collection agency. Free fax service at: http://faxzero.com

Next time they call, read the following statement:

Pursuant to [your state] state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to [your state] state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.My name is Rikki and I am on behalf of TheBestInCredit.com which is a new site that assist consumers and business owners in reaching there credit and financial goals for the year – rather its restoring your credit, establishing credit, getting out of debt or increasing your income.

We are giving away free annual memberships in order to get testimonials regarding how good this site is just for trying out a partner offer for 30 days.(again its a free trial as well so we are not selling you anything or asking for any money)

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To take advantage of this special offer email me at rikki.barron@gmail.com or rikkihart.clarion@yahoo.com so I can give you the promotional code.

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Tags | collection agency