Categorized | Bad debt

If Bank X put a debt into my credit report, can collection company R put it into my credit again?

Posted on 06 January 2010 by Debt Helper

Yes, they can. The bank’s entry should show as a charge off with 0 balance. The collection agency now owns the debt and can report it. If they sell the debt to another collection agency, you would have a third entry.

 

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