Archive | November, 2009

What’s a good, legit, not for profit debt consolidation company?

Consumer Credit Counseling is probably the best company, if you insist on using one. But there is little a company can do that you can’t do yourself, besides tank your credit. Call your creditors, try to negotiate lower interest rates or payments. Write out a budget that you can live with Pay for food, [...] [...more]

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Can you still apply for home loan after you went through debt settlement?

Hey, spbosak! Rick B is right. It definitely can be done … I came across this guy, realtor/mortgage broker, the other day. Actually, it was through a webinar of a group I belong to. He was the guest speaker. I don’t know where you live but I can hook you up with him. Just to talk and see what your options are … [...] [...more]

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If i filed chapter 13 and the trustee did not hear frm my lawyer or the creditors am i responsible fr tht debt?

  Looking for more information on debt reduction services [...more]

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How to get out of debt?

Don’t worry Obama care will save everything!! (sarcasm) Well you’re in student debt. should have gotten scholarships, you sort of screwed yourself over. finish it out and get the best job you can, and pay the debt off over time. Prove to your bank you back do it, and keep living with your parents. Its your twenties get [...] [...more]

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Can creditors find out your current employer? If so, how?

Yes. Sometimes your credit information is linked to employment history based on what your employer reports to the government, i.e. whats on your W-2’s and stuff. Your social security number is tied to everything.Nothing is sacred no more . If you have a social security number any body can find out anything about you [...] [...more]

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Would a liberal print money to get out of debt?

First of all, do look at the paper money you have … it sez "Federal Reserve note" its a check written against an account that is already seriously over-drawn. Yes BOTH the Donkey and Elephant will do whatever they think will save their tails in the short-run. its SICK & TWISTED! AMERICA is in deep do-do!   Find more information on [...] [...more]

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We have no other choice, we have to either go with debt management,debt settlement,file bankrupt.which one?

Bankruptcy is a (sort of) life changing event. I filed bankruptcy years ago. When I filed I had to sit down and really think about what got me into the mess I was in. I had to REALLY rack my brain and see whether or not I was going to be able to make the [...] [...more]

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How to start my own credit repair business/services?

  The ultimate resource for christian debt [...more]

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What are services normally associated with a credit repair/debt settlement company?

It is in your best interest not to get involved with a company like that. They make money from you, that’s how they stay in business. If you are looking to get out of debt search Dave Ramsey. He is great at helping people in this situation. He also advocates staying [...] [...more]

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Can a creditor or lender come after one of my homes for a debt owed on another?

Well yes they can even though you have the LLC like the other person said you still own the home and it’s your debt. Even though you didn’t use it as collateral what can happen is when your home #1 is foreclosed on they will auction the home whatever the difference is they will come [...] [...more]

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