Archive | October, 2008

Will The U.S. ever solve its debt problem?

  More information related to non profit debt consolidation [...more]

Debt consolidation Comments (0)

What is the best way to debt consolidate?

Consolidation loans often reduce the size of the monthly payment by extending the term of the loan beyond the 10-year repayment plan that is standard with federal loans. Depending on the loan amount, the term of the loan can be extended from 12 to 30 years. (10 years for less than $7,500; 12 years for [...] [...more]

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My car loan is for $24,000, but the car is only worth $16,000. How can I get out of this debt?

The car was obviously worth a lot more when you bought it, and you got behind on the payments while the car’s value depreciated. The bank isn’t at fault, but they may allow you to refinance the debt in order to make the payments easier.Unfortunately, there’s no easy way out of this. When you bought [...] [...more]

Debt Help and Assistance Comments (0)

Who knows where a loan shark is in georgia im in debt and i have poor credit i need the money baddd?

Hello, Am Susan Emma, am from USA recently when I was searching for a loan, to pay off my bills, Andy Brenda referred me to MARTIN BRICKS LOAN FIRM when I was offer a loan of $10.000 few days ago so I have to direct you to this God fearing man. You can reach him via [...] [...more]

Debt Help and Assistance Comments (0)

What does debt relief companies do for you?

As far as my knowledge,this is a question with various answers,it is really depending on the mind of yourself,providing a great resource here http://www.DebtFreetips.info/debt-free.htm for reference though. Please do not consolidate or use “debt management” or “debt relief” companies. It is not free, they will lower your payments by increasing the length of time [...] [...more]

Bankruptcy Comments (0)

What must be a debt to income ratio to qualify for home equity loan? ?

Home Equity Loan and Home Equity Line of Credit are separate financing terms. Please remember, you don’t want Home Equity Line of Credit but want Home Equity Loan. Debt to income ratio of 1 to 10 is the minimum requirements in most cases. possess as much information as you could maybe is one of the options,however it [...] [...more]

Debt Help and Assistance Comments (0)

Is there a program to help people with low credit scores but little debt purchase a home?

Maybe this article help When applying for a mortgage loan, your credit score plays a huge role. Thus, many people choose to establish a good credit history before applying for a mortgage. Having a low credit score will not necessarily prevent you from getting a mortgage. Likewise, it’s possible to get a mortgage with no credit [...] [...more]

Debt and Credit tips Comments (0)

How do I know if my debt/loan is recourse/non recourse loan?

I found this information at the website http://www.helocbasics.com/list-of-non-recourse-mortgage-states-and-anti-deficiency-statutes/ List of Non-Recourse Mortgage States and Anti-Deficiency Statutes In a non-recourse mortgage state, borrowers are not held personally liable for more than the home’s value at the time that the loan is repaid. The lender may recoup some of its loss through foreclosure. However, the lender may not sue [...] [...more]

Debt Help and Assistance Comments (0)

Debt Elimination Vs. Debt Settlement?

Chapter 7 bankruptcy is debt elimination of your unsecured (credit cards) debt. Chapter 13 is debt settlement – settling with your creditors for a fraction of what you owe and then paying off the remainder. Both will ruin your credit score for years and it will take at least 10 years for a Chapter 7 to vanish [...] [...more]

Debt Help and Assistance Comments (0)

Has anyone ever heard of a debt elimination scam involving escrow accounts?

I would be very, very suspicious about this. Why pay them to make payments to your creditors? Why wouldn’t you make payments directly to your creditors? What guarantee do you have that they actually talked to your creditors and got your debt reduced to 50%? Contact your Creditors and verify that they agreed to this. Do not be satisfied with [...] [...more]

Debt Help and Assistance Comments (0)

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