Featured article
Posted on 26 July 2010
These firms have you deliberately default on your credit cards to settle for less. When you use such a firm, the monthly payment you make is going towards their settlement fees and to build a settlement account. Their fees are taken out first. Your credit cards will not be paid and will go into complete [...] Continue Reading...
Featured article
Posted on 26 July 2010
This company takes your monthly payments and offers to settle your debts once enough is in the account. They will take your fees out first. Your payday loan firms are not obligated to accept settlements/terms from any 3rd party company you hire.
You can make your own settlements…You don’t need any 3rd party company to [...] Continue Reading...
Featured article
Posted on 24 July 2010
Maybe….if you’re just at the point of being overwhelmed by credit card debt, then they can negotiate reduced interest and payments to help you pay off the debt.
If you are near or at the point of default, then you’d be much better trying to settle for less…like 25% to 50%…directly with your creditors.
This program is [...] Continue Reading...
No, and that is a pretty bad trade off. The FAFSA is simply a summarized copy of your tax return, so if you cheat on either of them it is fraud and is punishable by a fine and/or jail time. You just report the information that is asked of you. If you go into debt [...] [...more]
Paying off the debts will not undo the damage of your late pays. The late pays will stay on your credit report for 7 years. This info cannot be removed..If these cards have not yet completely defaulted/charged off, then you for sure need to pay them back to prevent this. A charge off is a [...] [...more]
Looking for more information on debt consolidation program
[...more]